Your broker earns up to 40x more when you choose private health insurance
So how can you be sure that the broker advice is in your best interest? We help you figure out what's actually right for your situation - whether that's public or private.
Start free self-assessmentTakes only 5 minutes
Why did we build Surenest?
In Germany, insurance brokers can earn up to 40 times more commission for selling private health insurance over public. This creates a bias and often, the advice you get is shaped by what earns the most, not what's best for you. Comparison portals help you discover the cheapest option, but never explain which option is right for your situation.
We believe you deserve advice that puts your interests first. We'd only recommend what we would recommend to our own family. Wondering how we are different from the comparison portals and traditional brokers? Click here
Radically Transparent
Our recommendations are based on your situation, not on what earns us the most.
5 Minutes
Answer a few questions about your situation and get personalised considerations - no sign-up, no sales pitch.
Built for your situation
A single person, a family, a freelancer, an employee - your situation matters. We don't give everyone the same answer.
How It Works
Tell us about your situation
Your income, family, employment, priorities - the things that actually matter for this decision.
Get personalised insights
See what matters for someone in your specific situation, with clear explanations of why.
Decide with confidence
Make your choice knowing you've considered the full picture, not just the price.
What's coming next
Available now
A calculator for lifelong premium projections and a free self-assessment with personalised considerations for your health insurance decision.
Coming Summer 2026
You can buy both public and private health insurances on Surenest. Talk to a human advisor before you decide. No pressure. No commission bias.
Coming late Summer 2026
AI-powered policy analysis that answers any questions related to health insurance, reads the 100+ page fine print of each policy and helps you compare tariffs. A human adviser is always available.
Be the first to get unbiased insurance advice
We would start selling insurance this summer. Join the waitlist for early access.
No spam. We'll only email you when the next phase is live.